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Blog Posts

How to Pay for a Mortgage and Generate Cash Flow

How I was able to cover my mortgage and generate cash flow: Increasing your financial IQ with Real Estate Hacks I am sure you remember how 2012 was smack in the middle of the “Great Recession”. During this time I was able to purchase a 3 bedroom/3 bathroom + den with...

8 Awesome Sustainability Quotes You Need to Read!

I wanted to share a few great quotes that I found. Hopefully, you will take some time to really think about their message. There are always ways to implement more sustainable practices into your daily routine. I urge you to think about what kind of world you want your...

How to Increase Your Credit Score Right Now

What is a FICO (Credit Score) and How Does it Impact My Life?   A credit or FICO score is a number between 300 and 850. It is a number that lenders use to help them decide whether an individual is likely to repay a loan.   A high FICO score is one of the essential...

What is “Peak Everything”, and How Will it Impact You?

Peak Everything is a situation, unique in our world’s history. Raw materials such as metals, fossil energy, fresh water, fisheries, forests, etc. are reaching a plateau in production.    Individuals, society, and policymakers are increasingly coming to the agreement...

How to Increase Corporate Social Responsibility

Today, I wanted to share a good friend of mine's blog post.  Omar Ziadeh has done an excellent job of explaining what CRS (Corporate Social Responsibility) is. This blog post explains the operational effectiveness of engaging in CSR and delves into Stakeholder...

Reverse Mortgage: Is One Right for Your Parents?

According to Investopia, Baby Boomers (born between 1946 and 1964) are heading into retirement in droves. Approximately 10,000 Boomers retire per day. Much of the data concludes that this generation is poorly prepared for their later years. As we know, relying on...

How to Install Free Solar Panels on your Home

Many companies offer ‘free solar panels’.  What they really mean is that they will put solar panels on your roof for no money up-front, but will charge you for the electricity that they produce. This is called a solar lease or solar power purchase agreements (PPAs)....

9 Reasons to Switch to Renewable Energy

Reasons to Switch to Renewable Energy: 1. Perform an energy audit to increasing the efficiency of your home.  You could cut your energy bill in half and save some big-time bucks! One of the biggest uses of electricity is devoted to heating and cooling your home. This...


Saving the environment and preventing climate change is the most important issue we face today.


This challenge impacts every individual on this planet, regardless of social economic status or physical location.


This site helps you make a meaningful impact by providing sustainable products to prevent climate change, global warming, and resource depletion.


Is it odd that schools don’t teach children about sustainability or how to manage their finances?

These two topics impact everyone, yet we don’t teach our student about personal finance and sustainable living.

Meaning that people grow up and go out into the world without the proper preparation to handle their finances or what it means to live in harmony with the planet.


No wonder so many people are in debt or live month to month. Every person on this planet is impacted by the monetary system, and everyone has a financial report card.

My goal is to help as many people as possible make smarter financial decisions and live a more sustainable lifestyle!

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Conscious Consumerism

When consumers “vote” for earth-friendly products and practices by purchasing from companies who put its people and the planet first!!!
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Lynzee Lai

The goal of this site is to increase conscious consumerism (when consumers “vote” for earth-friendly products and practices by purchasing from companies who put its people and the planet first). The idea is that if there is a high demand for products that protect the environment, companies will be incentivized to expand their earth friendly product lines. On the other hand, environmentally damaging companies will be economically motivated to change their practices or face going out of business. Click on the Eco Economics tab to read about the company's mission and goals.