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Financial Planning: Tax-Free Benefits from a Life Insurance Policy

No one wants to think about when "crap happens", but the universe isn't fair. It is better to be prepared than to get caught like a deer-in-the-headlights. This topic is a bit morbid, but one that should be contemplated. The purpose of life insurance is to replace...

Financial Planning: Why You Need Long Term Care

Most people aren’t even thinking about it, but the numbers say that you should be. Ask yourself, "Am I saving enough to take care of myself so that I do not become a burden on my children or left dependent on the government?". Long term care is one expense that can...

Tax Free Money: What is an Opportunity Zone?

Who doesn't love tax-free money? I know I do! If you are looking for an investment vehicle that has great tax advantages, look no further. The creation of Opportunity Zones is one of the greatest ways to generate wealth and shelter your income from taxes ever created....

How to Defer Taxes Forever with a 1031 Exchange

In this article, you will learn about tax-free money, how to tax-defer capital gains taxes, and how to keep rolling your profits over and over forever! A 1031 exchange allows the owner of an investment property to sell it and buy another property while deferring the...

Tax-Free Money: The Secret of Buying Gold Inside of a Roth IRA

Who doesn't love tax-free money? One of the benefits of using a Roth IRA is that all of the growth inside of this tax-advantaged account can be pulled out tax-free! In this article, I am going to share how you can grow your retirement account through the investment of...

Sustainable Living: DIY Earth Friendly Hand Cream

If you are like me, I always struggle when it comes to buying thoughtful and sustainable gifts for birthdays and holidays! Sustainable living has become a topic that I think about throughout my day. As you’re making your way through a more minimalist, zero-waste...

New Year’s Resolutions to Create a Sustainable 2019

Happy New Year's! I am so grateful for all of the amazing things that happened in 2018 and am so excited for all that is to come in 2019. January is usually the time when we look out into the future and set a few goals to improve our lives. Striving toward a more...

How to Reduce Climate Change by Acting and Buying Green

How to reduce or eliminate your climate change impact by acting and buying green. Living a sustainable lifestyle means something slightly different to everyone. The end goal is that everyone becomes a little more conscious of how they are using the earth's resources...

How to Save for Retirement by Going Green: Insulation

Sometimes it may seem like it is impossible to find money at the end of the month to put towards your retirement account. This is why it is critical to making the most of every dollar! Insulating your home is one of the most effective ways to decrease your energy bill...

Saving the environment and preventing climate change is the most important issue we face today.

This challenge impacts every individual on this planet, regardless of social-economic status or physical location.

This site helps you make a meaningful impact by providing sustainable products to prevent climate change, global warming, and resource depletion.

Is it odd that schools don’t teach children about sustainability or how to manage their finances?

These two topics impact everyone, yet we don’t teach our student about personal finance and sustainable living.

Meaning that people grow up and go out into the world without the proper preparation to handle their finances or what it means to live in harmony with the planet.

No wonder so many people are in debt or live month to month. Every person on this planet is impacted by the monetary system, and everyone has a financial report card.

My goal is to help as many people as possible make smarter financial decisions and live a more sustainable lifestyle!


Making your finances understandable while creating a sustainable earth.

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Lynzee Lai

The goal of this site is to increase conscious consumerism (when consumers “vote” for earth-friendly products and practices by purchasing from companies who put its people and the planet first). The idea is that if there is a high demand for products that protect the environment, companies will be incentivized to expand their earth friendly product lines. On the other hand, environmentally damaging companies will be economically motivated to change their practices or face going out of business. Click on the Eco Economics tab to read about the company's mission and goals.